open banking and financial inclusion ellie duncan

Open Banking and Financial Inclusion - Ellie Duncan

Explore the impact of open banking on financial inclusion with this practical, measured guide exploring its realities, opportunities and challenges for the financial services industry.

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European Banking and Financial Law 2e - Matthias Haentjens, Pierre de Gioia Carabellese

Over the last few decades, banks, insurers, pension funds, investments firms and other financial institutions have become subject to sometimes dramatically new, but always substantially more, legislation. This is especially true for the EU. Moreover, Brexit has already caused profound changes to the dynamics of EU financial regulation, and its effects will likely become ever-more significant in the years to come. This book serves as a comprehensive introduction to these developments, and, more generally, to European banking and financial law. It is organised around the three economic themes that are central to the financial industry: (i) financial markets, (ii) banking and financial institutions and (iii) financial transactions. It covers not only regulatory law but also commercial law that is relevant for the most important financial transactions. This Second Edition has been completely revised. The basic structure of the First Edition has been maintained, but all chapters have been thoroughly rewritten and restructured. Attention is now also given to topics such as shadow banking and credit rating agencies. As a matter of course, all new relevant legislation and case law has been included. In addition, on the basis of real-life classroom experience, student questions and further reading suggestions have been updated ... Unknown localization key: "more"

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Economics of Money, Banking and Financial Markets, The, Global Edition - Frederic Mishkin

Gain a strong foundation in the principles of economics and learn to apply them successfully in real-life scenarios. Economics of Money, Banking and Financial Markets, 13th edition, Global Edition, by Frederic S. Mishkin, brings a fresh perspective to the major questions surrounding financial policy. Drawing on his experience as former Governor of the Federal Reserve, Mishkin brings a unique viewpoint to the subject. The text guides you with helpful insights through topics covering the monetary policy process, the regulation and supervision of the financial system, and the internalisation of financial markets. The 13th edition comes packed with new examples, additional insight boxes and revised in-chapter content, making it an excellent aid for courses on money and banking or general economics. This authoritative text will ensure you are equipped with the tools to make successful decisions in both your personal and professional life. Pair this text with MyLab® Economics MyLab is the teaching and learning platform that empowers you to reach every student. Combining trusted content with digital tools, MyLab Economics personalises the learning experience and improves student results. If you would like to purchase the physical text and MyLab® Economics, search for: 9781292409603 Economics of Money, Banking and Financial Markets, Global ... Unknown localization key: "more"

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Shaping Cutting-Edge Technologies and Applications for Digital Banking and Financial Services

Cutting-edge technologies have recently shown great promise in a variety of activities for enhancing the existing services of a bank such as the improvement of transactions, ensuring that transactions are done correctly, and managing records of services of savings accounts, loan and mortgage services, wealth management, providing credit and debit cards, overdraft services and physical evidence as key drivers of bank ecosystem. In the financial world, emerging analytics and prediction tools can be used to analyze and visualize structured data, such as financial market data, and to forecast future trends that can be supported by leaders to make informed decisions about investment strategies.This book explores the importance of artificial intelligence (AI)-based predictive analytics tools in the financial services industry and their role in combating financial fraud. As fintech continues to revolutionize the financial landscape, it also brings forth new challenges, including sophisticated fraudulent activities. Therefore, this book shares the problem of enhancing fraud detection and prevention through the application of predictive analytics.This book contributes to a deeper understanding of the importance of predictive analytics in the finance field and its pivotal role in cybersecurity and combating fraud. It provides valuable insights for the financial services industry, researchers, and policymakers, aiming ... Unknown localization key: "more"

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Money, Banking and Financial Markets: 2024 Release ISE - Kermit Schoenholtz, Stephen Cecchetti

The 2024 Release of Cecchetti & Schoenholtz''s Money, Banking, and Financial Markets boasts an innovative approach to enhancing coherence, relevance, and timeliness in the study of Money and Banking for economics students. In a world where money, banking, and financial markets are in constant flux, this release introduces cutting-edge features to keep pace with evolving dynamics. This release captures the impact of the Covid-19 pandemic (including implications for inflation and employment dynamics), explore the forefront of changes in payments technology and the future of money, discover the evolution of central bank strategy and operating procedures, and gain insights into the consequences of the 2023 U.S. banking crisis. Continuing its distinctive approach, the text emphasizes the Five Core Principles, delivers an early introduction to risk, offers an integrated global perspective, and seamlessly integrates FRED data. The authors also host a blog at www.moneyandbanking.com where you can find short, informed discussions and articles on issues in the news, as well as technical points relevant for both students and instructors.

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Be Your Own Financial Adviser: Manage your finances successfully through good times and bad - Jonquil Lowe

The essential guide to making better financial decisions Navigating the financial industry isn''t easy. While there are no shortage of commercials, advertisements, mail, email and marketing calls to entice you to take out loans, buy insurance and invest your money, choosing which of these products is right for you can be difficult. Sound financial planning requires a systematic strategy. This book will empower you to take control of your finances, helping you to make well-informed, confident decisions to achieve your financial goals and avoid pitfalls, equipping you with the strategy and tools you need to do so. Through Be Your Own Financial Adviser''s practical guidance, examples and case studies, you''ll learn how to: Develop the skills of financial planning and wealth management, similar to those used by financial advisers Maximise your chances of achieving financial security Weather times of economic hardship Spot and avoid financial scams This edition adds new content on financial planning during turbulent times, open banking and cryptocurrencies, as well as a new chapter on avoiding scams. Supplementary material is available for download from Pearson.

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Financial Times Guide to Banking, The - Glen Arnold

The Financial Times Guide to Banking is a comprehensive introduction to how banks and banking works. Best-selling author Glen Arnold provides you with a foundation for understanding the wide variety of activities undertaken by banks. He shows you why these global institutions are so important to consumers and finance professionals alike and explains how their activities impact on everyday life. The Financial Times Guide to Banking will give you: - A thorough understanding of all types of banking from retail through to asset management and investment banking. - An overview of global banking including the worldwide evolution of the sector, the influence of cross-border money flows and the importance of modern banking to international development - Expert knowledge about instruments and markets including debt markets, futures markets and swaps and options - Insight into the crucial importance of central banking and government regulation - Answers to the big questions about monetary policy and interest rates, payment systems and banking success

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Technology, AI, and Operational Security in Banking

In today’s rapidly evolving digital landscape, banks are not only financial institutions but also technology-driven enterprises. As banking operations migrate to digital platforms, cyber threats targeting financial institutions have become more sophisticated and relentless. The consequences of cyberattacks—ranging from financial loss to reputational damage—can be catastrophic, making cybersecurity and technology risk management fundamental pillars of modern banking.The financial sector is one of the most highly regulated industries globally, and for good reason, it holds the trust of billions of individuals and businesses. However, with increased digitization— through mobile banking, cloud computing, open banking application programming interfaces (APIs), and artificial intelligence (AI)-driven services—comes an expanded attack surface. Incidents such as ransomware attacks, data breaches, and sophisticated fraud schemes have demonstrated that a proactive approach to cybersecurity is not just optional—it is imperative.This 2-book collection is designed to provide banking professionals, technology leaders, and cybersecurity practitioners with comprehensive insights into building robust cybersecurity frameworks and managing technology risks effectively. This book, Technology, AI, and Operational Security in Banking: Mastering Cybersecurity and Tech Risk Management explores the latest technologies driving cybersecurity, including artificial intelligence (AI), Zero Trust security models, and digital transformation risks, along with practical incident response strategies. Drawing on the authors’ ... Unknown localization key: "more"

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Introduction to Banking - Barbara Casu, Philip Molyneux, Claudia Girardone

Gain a thorough insight into the business of banking Introduction to Banking, 3rd edition, by Casu, Girardone and Molyneux offers an in-depth overview of the theoretical and applied issues in the global banking industry. Organised into five sections, it covers contemporary topics in banking, ranging from central banking and bank regulation, to bank management and corporate governance, providing the most up-to-date information on banking practice. The new edition discusses the developments contributing to the rapid transformation of the banking sector, such as digitalisation of banking and emergence of non-bank providers, the growing importance of sustainable banking, the FinTech boom, the impact of Covid-19 on banking services, structural and regulatory changes in the banking industry, and the growth of Islamic banking. Suitable for all undergraduate students taking a course in banking as well as professionals entering this industry, this text also provides background reading for postgraduate students on more advanced topics in banking. “I truly welcome this thoroughly revised edition of the Introduction to Banking textbook. Its authors are world-class scholars who on a daily basis research a wide array of highly relevant banking topics and maintain many close contacts with the commercial and central banking community. I can see no ... Unknown localization key: "more"

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The Principles of Banking - Moorad Choudhry

A timely and robust discussion of responsible bank stewardship and practice. The Second Edition of The Principles of Banking offers banking professionals, regulators, and students from a variety of backgrounds an authoritative and practical discussion of the foundations of modern banking and good banking practice. In the book, you'll find a comprehensive roadmap to a more sustainable business model for your banking organization. The author draws on his many years' experience as a commercial and investment banker as he explains the original principles of banking—including sound lending policy, capital management, and liquidity risk management—as well as new material covering the impact of COVID-19 on banks, risk management, and balance sheet management. The Principles of Banking also provides recommendations for bank asset-liability management best practices that enable banks to deliver optimized balance sheets for the benefit of all stakeholders. It also includes new chapters in market risk management, foreign exchange risk management, interest rate risk, and credit risk policy and management. An essential update to a widely read and taught banking text, The Principles of Banking, Second Edition is an indispensable resource for banking professionals and students everywhere.

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EU Securities and Financial Markets Regulation - Niamh Moloney

Over the decade or so since the global financial crisis rocked EU financial markets and led to wide-ranging reforms, EU securities and financial markets regulation has continued to evolve. The legislative framework has been refined and administrative rulemaking has expanded. Alongside, the Capital Markets Union agenda has developed, the UK has left the EU, and ESMA has emerged as a decisive influence on EU financial markets governance. All these developments, as well as the Covid-19 pandemic, have shaped the regulatory landscape and how supervision is organized. EU Securities and Financial Markets Regulation provides a comprehensive, critical, and contextual account of the intricate rulebook that governs EU financial markets and its supporting institutional arrangements. It is framed by an assessment of how the regime has evolved over the decade or so since the global financial crisis and considers, among other matters, the post-crisis reforms to key legislative measures, the massive expansion of administrative rulemaking and of soft law, the Capital Markets Union agenda, the development of supervisory convergence as the means for organizing pan-EU supervision, and ESMA''s role in EU financial markets governance. Its coverage extends from capital-raising and the Prospectus Regulation to financial market intermediation and the MiFID II/MiFIR and ... Unknown localization key: "more"

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My Child and Other Mistakes - Ellie Taylor

A Sunday Times bestseller: the unflinching, raw and utterly hilarious book about parenthood that everyone should read''Very, very, very funny'' JO BRAND''Bloody hilarious'' CARIAD LLOYD''Full of honesty, heart and humour'' JASON MANFORD''Raw, honest and hilarious'' ROSIE RAMSAY''Refreshingly honest'' ROMESH RANGANATHAN''Consistently funny and life affirming'' JOSH WIDDICOMBE''I want my daughters to read this book'' SINDHU VEEMy Child and Other Mistakes is the honest lowdown on Motherhood and all its grisly delights, asking the questions no one wants to admit to asking themselves - do I want a child? Do I have a favourite? Do I wish I hadn''t had one and spent the money on a kitchen island instead? Stand-up comic, broadcaster and actress Ellie Taylor is relatable, clever and interested in how women can have it all. Her honest, hilarious and moving account of the whys and hows of having a baby makes perfect reading for expectant mothers and fathers everywhere, as well as those who''ve been there, done that, and wonder how on earth they did. In this very funny book she writes candidly about her own personal experience exploring the decision to have a baby when she doesn''t even like them, the importance of cheese during pregnancy, why ... Unknown localization key: "more"

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The Animal and the Thinker - John Duncan

Why are we so often in conflict—arguing with ourselves and with others, uncertain over who we are and what we need from our lives?In The Animal and The Thinker, the world-leading, pioneering neuroscientist John Duncan explains that each of us is not just one person – we are two. On one side are our animal instincts, built on the sophisticated needs of human life through evolution, but struggling to navigate the complexity of modern life. On the other side is our rational brain which calculates and cogitates, but is often helpless in the face of bigger questions of meaning and purpose.Dovetailing these two competing sides of ourselves, Duncan draws on a lifetime’s pioneering work to attack puzzles that have concerned thinkers, writers and philosophers through human history. Right and wrong. Freedom and responsibility. Women and men. Democracy and justice. Ambition and fulfilment. Understanding how these two sides of ourselves interact offers revealing and often surprising answers to some of the great questions of our lives.Discover a new perspective on human behaviour, and learn how we can better understand ourselves, our struggles, and our search for meaning.

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Gapenski's Healthcare Finance: An Introduction to Accounting and Financial Management, Seventh Edition - Kristin L., PhD Reiter, Paula H. Song

Gapenski’s Healthcare Finance: An Introduction to Accounting and Financial Management explores how healthcare organizations manage financial operations to optimally provide patient care. This significantly revised edition of one of Health Administration Press’s best-selling books introduces the key foundational elements of healthcare finance, including both accounting and financial management. Numerous examples throughout showcase how healthcare finance is practiced in a variety of organizations, including hospitals, medical practices, clinics, home health agencies, nursing homes, and managed care organizations. Authors Kristin L. Reiter and Paula H. Song emphasize not only financial theory and principles but also practical tools healthcare managers can use to make the crucial decisions that promote the financial well-being of their organization. Gapenski’s Healthcare Finance examines the current financial environment in which providers operate, with an emphasis on health system design, healthcare insurance, and reimbursement methodologies. Dates, exhibits, references, and resources have been updated throughout. All examples and financial statements reflect current accounting and reporting standards. In a dynamic environment, healthcare leaders need to practice good financial decision-making for the health of their patients and the financial stability of their organization. From this book, current and future managers will understand the finance problems provider organizations face and how best to ... Unknown localization key: "more"

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Macroeconomics and Financial Crises - Gary B. Gorton, Guillermo L. Ordonez

How financial crises are inherent features of macroeconomic dynamicsThere are no bigger disruptions in the functioning of economies than financial crises. Yet prior to the crash of 2007–2008, macroeconomics incorporated financial crises simply as bad shocks, like earthquakes, failing to consider them as an intrinsic phenomenon of the evolution of macroeconomic variables, such as credit, investment, and productivity. Macroeconomics and Financial Crises rethinks how technological change, credit booms, and endogenous information production combine to generate financial crises as inherent and recurrent reactions to macroeconomic dynamics. Gary Gorton and Guillermo Ordoñez identify short-term debt, collateral, and information as common elements that are present in all financial crises. Short-term debt is a critical element for storing value over short periods without fear of loss, but there needs to be collateral backing the debt. Critically, the collateral should be such that no agent wants to produce information about its quality. The debt backed by such collateral is information-insensitive. Gorton and Ordoñez argue that, during a credit boom, as more and more firms get loans, the economy reaches a tipping point where information production becomes too tempting, disrupting short-term debt and cutting most firms out of the credit market. Showing how a financial crisis ... Unknown localization key: "more"

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Financial Markets and Economic Performance - John E. Silvia

Effective decision making requires understanding of the underlying principles of financial markets and economics. Intellectually, economics and financial markets are genetically intertwined although when it comes to popular commentary they are treated separately. In fact, academic economic thinking appears separate from financial market equity strategy in most financial market commentary. Historically, macroeconomics tended to assume away financial frictions and financial intermediation whereas financial economists did not necessarily consider the negative macroeconomic spill overs from financial market outcomes. In more recent years, the economic discipline has gone through a serious self-reflection after the global crisis. This book explores the interplay between financial markets and macroeconomic outcomes with a conceptual framework that combines the actions of investors and individuals. Of interest to graduate students and those professionals working in the financial markets, it provides insight into why market prices move and credit markets interact and what factors participants and policy makers can monitor to anticipate market change and future price paths.​

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Risk Management and Financial Institutions - John C. Hull

RISK MANAGEMENT AND FINANCIAL INSTITUTIONS THE GOLD STANDARD IN FINANCIAL RISK MANAGEMENT TEXTBOOKS In the newly revised sixth edition of Risk Management and Financial Institutions, celebrated risk and derivatives expert John C. Hull delivers an incisive and comprehensive discussion of financial risk and financial institution regulation. In the book, you’ll learn to understand the financial markets, the risks they pose to various kinds of financial institutions, and how those risks are affected by common regulatory structures. This book blends discussion of best practices in risk management with holistic treatments of how financial institutions are regulated. It explores market, credit, liquidity, model, climate, cyber, and operational risk. This latest edition also offers: Updated ancillary and digital materials covering all the latest content, including software, practice questions, and teaching supplementsAccess to an updated website that reflects the new contentFulsome coverage of the most important financial market developments since the publication of the fifth edition, including regulatory changes, the growing importance of climate risk, the use of machine learning models, and the disappearance of LIBOR A must-have resource for undergraduate and graduate students of business and finance, Risk Management and Financial Institutions, Sixth Edition, cements this celebrated text as the gold standard in ... Unknown localization key: "more"

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Banking - John Goddard, John O. S. Wilson

Banks are of central importance for economic growth, the allocation of capital, competitiveness, and financial stability. Propelled by technological advances in financial analysis and financial deregulation, the banking industry''s investment played a key role in enhancing national economic growth in the early 21st century. The global financial crisis in 2007 revealed the banking world''s feet of clay.Since 2007, the turmoil in the global financial system has prompted a fundamental reappraisal of the scale, scope, governance, performance, safety and soundness of banks and other financial institutions. In this Very Short Introduction John Goddard and John Wilson explore the world of banking, describing the role of central banks in national and global economies, and analysing the increasing supervision and regulation imposed on the banking industry. Looking to the future, the authors consider proposals for reform of the banking industry, and the prospects of a resolution of the closely-related banking and sovereign debt crises.ABOUT THE SERIES: The Very Short Introductions series from Oxford University Press contains hundreds of titles in almost every subject area. These pocket-sized books are the perfect way to get ahead in a new subject quickly. Our expert authors combine facts, analysis, perspective, new ideas, and enthusiasm to make interesting ... Unknown localization key: "more"

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Ellie Is Cool Now - Faith McClaren, Victoria Fulton

''From poignant friendships to all-consuming crushes, this story has it all! Ellie''s journey had me hooked from the very first page and I loved experiencing the high and lows of returning home with her. Fans of Never Been Kissed are sure to love this book!'' Falon Ballard, author of Just My TypeIn this laugh-out-loud romantic comedy, one woman finds that to keep her dream job, she''ll have to face her worst nightmare: high school.Ellie Jenkins definitely didn''t peak in high school. She was an outsider, the invisible girl with a desperate crush on a guy who hardly knew her name. But having worked her butt off to put her nerdy, outcast teen years behind her, she''s finally got what she always wanted: a life in Los Angeles and a job as a writer for a hit tv show. Everything''s going perfectly until an invitation for her high school reunion arrives. Ellie doesn''t want to go, but her writing has been suffering and her boss gives her an ultimatum: go to this reunion or lose her big break forever. Taking the bait, Ellie heads back to school, but no one at the reunion is what she expected. Not her ex-best friend, ... Unknown localization key: "more"

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Using Excel for Business and Financial Modelling - Danielle Stein Fairhurst

A hands-on guide to using Excel in the business context First published in 2012, Using Excel for Business and Financial Modelling contains step-by-step instructions of how to solve common business problems using financial models, including downloadable Excel templates, a list of shortcuts and tons of practical tips and techniques you can apply straight away. Whilst there are many hundreds of tools, features and functions in Excel, this book focuses on the topics most relevant to finance professionals. It covers these features in detail from a practical perspective, but also puts them in context by applying them to practical examples in the real world. Learn to create financial models to help make business decisions whilst applying modelling best practice methodology, tools and techniques. • Provides the perfect mix of practice and theory • Helps you become a DIY Excel modelling specialist • Includes updates for Excel 2019/365 and Excel for Mac • May be used as an accompaniment to the author’s online and face-to-face training courses Many people are often overwhelmed by the hundreds of tools in Excel, and this book gives clarity to the ones you need to know in order to perform your job more efficiently. This book also ... Unknown localization key: "more"

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Financial Shenanigans, Fourth Edition: How to Detect Accounting Gimmicks and Fraud in Financial Reports - Howard Schilit, Yoni Engelhart, Jeremy Perl

The bestselling classic from the “Sherlock Holmes of Accounting”—updated to reflect the key case studies and most important lessons from the past quarter century.This fourth edition of the classic guide shines a light on the most shocking frauds and financial reporting offenders of the last twenty-five years, and gives investors the tools they need to detect:•Corporate cultures that incentivize dishonest practices•The latest tricks companies use to exaggerate revenue and earnings•Techniques devised by management to manipulate cash flow as easily as earnings•Companies that use misleading metrics to fool investors about their financial performance•How companies use acquisitions to hide deterioration in their underlying businessThis new edition focuses on the key case studies and most important lessons from the past quarter century, and brings you up to date on accounting chicanery in the global markets. Howard Schilit and his team of renowned forensic accounting experts expose financial reporting miscreants and unveil the latest methods companies use to mislead investors. You’ll learn everything you need to know to unearth deceptive reporting and avoid costly mistakes.

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Banking On It - Anne Boden

ONE WOMAN''S QUEST TO REBUILD BRITAIN''S BROKEN BANKING SYSTEM''If there was ever a business book suitable for TV adaptation, this is it'' FTIn the aftermath of the 2008 financial crash, the British banking industry had come to a standstill. Trust in the sector had been left in tatters and, despite the emergence of technologies which could revolutionise the customer experience, nobody wanted to upset the status quo.That was until Anne Boden decided to do something radical and start her own bank.Founder of Starling Bank, winner of Best British Bank three years running, in this awe-inspiring story Anne reveals how she broke through bureaucracy, successfully tackled prejudice to realise her vision for the future of consumer banking and revolutionised the entire industry forever.***ONE OF THE TIMES TOP 5 BEST BUSINESS BOOKS OF THE YEAR 2020***''A banking blockbuster'' The Observer Magazine''Sent shockwaves through the tight-knit world of UK tech and venture capital'' Yahoo Finance

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Inclusion Unlocked - Marc Woods, Dev Modi, Melissa C. Thomas-Hunt

Inclusion Unlocked is the definitive guide for business leaders to unlock the power of diversity and enable inclusion to flourish in their organisations In Inclusion Unlocked a team of accomplished leadership experts deliver an insightful set of solutions to the obstacles that block progress and prevent leaders from delivering on the diversity results their employees, customers and investors demand. Written by authors whose core areas of expertise are inclusion and diversity, this book will provide an Inclusive Leader Scorecard model, access to an online diagnostic tool, and proven strategies that enable greater belonging. As well as this, Inclusion Unlocked provides first-hand accounts of how well-known CEOs, Chief People Officers and Chief Diversity Officers have accelerated progress in their diversity initiatives, and the pitfalls they have learnt to avoid. The authors explain how business leaders can act as a driving force for change if they use the right mindset and tools. You’ll also discover: How to understand the relevance of inclusive leadership to impressive business growthHow to identify the key levers for change and progress by cutting through the complexityStrategies that enable greater belonging, psychological safety, and innovationAn indispensable resource for business leaders, HR and DEI practitioners who want a practical ... Unknown localization key: "more"

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Schooling for Social Justice, Equity and Inclusion - Denise Mifsud

The ebook edition of this title is Open Access and freely available to read online. Presenting theoretical pieces and case studies from Malta and Australia alongside applied social theory, Denise Mifsud unravels the conceptual confusion around the terms social justice, equity, and inclusion in relation to schooling.

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Investment Banking - Joshua Pearl, Joshua Rosenbaum

An essential, all-in-one guide to investment banking and valuation, complete with downloadable models – this new edition reflects valuable contributions from Nasdaq and the global law firm Latham & Watkins LLP plus access to the online valuation models and course. The thoroughly revised Third Edition of Investment Banking: Valuation, LBOs, M&A, and IPOs (Book + Valuation Models) delivers the most current discussion of valuation and deal-making fundamentals essential to the work of investment bankers, private equity professionals, hedge fund investors, corporate lawyers, executives, and students. Drawing on over four decades of combined experience in investment banking and investing, authors Joshua Rosenbaum and Joshua Pearl explain how to perform the valuation work and financial analysis at the core of Wall Street – comparable companies, precedent transactions, DCF, LBO, M&A analysis...and now IPO analytics and valuation. Using a step-by-step, how-to approach for each methodology, the authors build a chronological knowledge base and define key terms, financial concepts, and processes throughout the book. Now, over 10 years after the release of the first edition, the book is more relevant and topical than ever. The book has sold over 250,000 copies and is used in over 200 universities globally. It has become a go-to ... Unknown localization key: "more"

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Global Financial Accounting and Reporting - Peter Walton, Walter Aerts

Global Financial Accounting and Reporting: Principles and Analysis continues to be an invaluable resource for undergraduate, postgraduate and MBA students of introductory financial accounting. Comprehensive and well-illustrated, it covers all the important topics without being too technical and takes a truly international approach. Using extracts from the latest IFRS Standards and real company report data, this book takes a global approach, giving students direct exposure to contemporary reports and financial statements.

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A Kids Book About Banking - Mehrsa Baradaran

Help kids learn all about banks and the magic of money.This is a kids’ book about banking. When you think of a bank, what comes to mind? A building? A safe filled with gold? What if we told you banks weren''t any of these things? And (get ready for this)... most money isn''t even kept in the bank!This book was made to help kids aged 5-9 understand banking and how it works. They will learn how banks allow money to move from one place to another, creating opportunities and growth – but they only work with a shared belief in the magic of money!A Kids Book About Banking features: A large and bold, yet minimalist font design that allows kids freedom to imagine themselves in the words on the pages.A friendly, approachable, empowering, and child-appropriate tone throughout.An incredible and diverse group of authors in the series who are experts or have first-hand experience of the topic.Tackling important discourse together! The A Kids Book About titles are best used when read together. Helping to kickstart important, challenging, and empowering conversations for kids and their grown-ups through beautiful and thought-provoking pages. The series supports an incredible and diverse group of authors, who ... Unknown localization key: "more"

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History and Financial Crisis

One striking weaknesses of our financial architecture, which helped bring on and perhaps deepen the Panic of 2008, is an inadequate appreciation of the past. Information about how the system functioned and the reliability of organizations and institutional controls were drawn from a relatively narrow group of recent examples. History and Financial Crisis: Lessons from the 20th Century is an attempt to broaden the range of historical sources used by policy makers to understand and treat financial crises. Many recent discussions of the 2008 panic and the economic turmoil have found the situation to either be unprecedented or greatly similar to that of 1931. However, the book''s wide range of contributors suggest that the economic crisis of 2008 cannot be categorised in this way. This book was originally published as a special issue of Business History.

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A New Ethos in Banking - Rik Coeckelbergs

The financial services industry has one constant lately - change. What are the lessons of the past 25 years, and what can be done better in the future, especially when it comes to digital transformation and sustainability? This book investigates how change is impacting banking and the industry’s reputation, exploring what a new ethos in banking should look like, and, more importantly, the needed contributions from the industry to the road ahead. Based on interviews with industry leaders and the author''s own personal experience, this book guides decision-makers in a new direction, a positive alternative to the status quo. The book is an urgent call to action, with practical and relevant insights to improve a bank’s societal footprint beyond the required compliance and regulatory efforts into sustainability, transparency, and ethics in banking. It will inspire those that look for successful stakeholder models without ignoring shareholder interests, putting people and society first, and understanding this can only work with a healthy financial model.

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Rabalux 4380 Ellie stolní lampa, béžová

Stolní lampa Ellie kombinuje keramický základ s textilním stínidlem pro dekorativní a praktické osvětlení interiéru. Je konstruována pro světelné zdroje s paticí E14 a maximálním příkonem 40 W. S krytím IP20 je vhodná pouze do suchých vnitřních prostor.

  • Elegantní design z keramiky a textilu pro dlouhou životnost.
  • Poskytuje dostatek světla pro čtení a dekorativní osvětlení.
  • Jednoduchá obsluha díky kabelovému spínači a patici E14.

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How to be You - Ellie Middleton

The latest feel-good book packed with practical tips from the author of the smash-hit book on ADHD, autism and neurodivergence, UNMASKED. Ellie Middleton is back with a new, practical book to help you work WITH your neurodivergent brain rather than AGAINST it. In each chapter, she writes about the eight executive functions that neurodivergent people struggle with including working memory, prioritisation and emotional regulation and shares 5 simple tips for readers to try out, including: - Creating a launch pad to remember the essentials when you leave the house- Drawing a car park of ideas to help visualise your thoughts and manage impulse control- The 5, 4, 3, 2, 1 mindfulness technique to prevent spiralling and regulate emotions- Breaking up each day into Four Quadrants to approach every day with more flexibilityThis isn’t another journal or planner that claims to organize your entire life because Ellie is the first to admit that she doesn’t have things under control 100% of the time. This also is not a book about how to fit into the neurotypical way of doing things (aka masking). Instead, Ellie reveals why society tells us that we ‘should’ do things (read: patriarchy, ableism, White supremacy) and shows ... Unknown localization key: "more"

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How to Dress Your Best - Ellie-Jean Royden

Unlock your full style potential. Transform your wardrobe. Dress your best.In How to Dress Your Best, TikTok''s favourite fashion guru and style consultant Ellie-Jean Royden equips you with the tools and advice you need to curate a transformative wardrobe for everyday life.Ellie-Jean expertly guides you through the complicated work of dressing to your best colours and finding the silhouettes that make you shine. She teaches us that true style is not about dressing yourself to restrictive shapes or fruits, but about learning how to honour your natural line and dress in harmony with it. Best of all, Ellie-Jean breaks down her unique styling systems tested and loved by thousands of her clients, offering you the ultimate personal-styling experience. Packed full with interactive quizzes and inspirational mood boards throughout, this must-have guide will teach you how to ditch the cycle of trend buying and build a dream wardrobe that makes you look and feel amazing.

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Iggy Pop: Open Up And Bleed - Paul Trynka

''For those who like their rock biogs thick with tales of heroic over-indulgence, OPEN UP AND BLEED is hard to beat'' - Irish Evening Herald Iggy Pop''s life has been one of extraordinary highs and terrifying lows. Infamous for his wild ways, he is also a towering figure of the rock scene - hugely influential, charismatic and provocative. Every ''mad, bad, dangerous to know'' rock star owes a debt to him, and the stories of his shocking behaviour are legendary. But Iggy Pop is also, to a large extent, a construct, the alter ego of the quietly spoken and intriguing Jim Osterberg: the kid voted ''Most Likely to Succeed'' by his classmates. So what turned this charming, well-mannered, straight-A student into a poster child for rock ''n'' roll debauchery?Iggy Pop: Open up and Bleed reveals the truth behind the myths. Former MOJO editor Paul Trynka tracked down the star''s friends, family, lovers and fellow musicians, conducting over two hundred and fifty interviews, unearthing countless new stories about Iggy''s rollercoaster life, his music and his often misunderstood friendship with David Bowie. From this impeccable research he creates a fascinating portrait of a man at war with the world and with himself. ... Unknown localization key: "more"

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Overcoming Financial Trauma - Rahkim Sabree

An invaluable, hands-on guide to understanding your financial past while building a secure financial future In Overcoming Financial Trauma: How to Break Free from Guilt, Build Wealth, and Redefine Success, award-winning financial therapist Rahkim Sabree delivers a deeply honest and supportive discussion of how to get to the root of your financial trauma. The author helps you identify triggers for nervous system dysregulation that result in financial anxiety and financial stress, demonstrating the importance of financial psychology and behavioral finance, as well as financial therapy as an effective solution. This book introduces Rahkim's 3 E framework for overcoming financial trauma as a healing reframe for everyone who has been primed to view their financial failures through a lens of personal shortcomings. You'll learn how to navigate the guilt, shame, and fear that naturally arise from this old mindset. You'll also find: Introductions to effective financial education, along with an acknowledgement of systemic barriers to financial success and social commentaryExercises utilizing mindfulness and personal auditsCulturally relevant personal anecdotes and real-life stories of overcoming formidable obstacles A powerful new resource for human resource professionals, first-generation high-income earners, and anyone else doing their best to make their financial way in a market that's ... Unknown localization key: "more"

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Economic Theory and Financial Policy - Jacques J. Polak, James M. Boughton

As former Director of Research and a founding member of the Executive Board of the International Monetary Fund, Jacques J. Polak has advised theoreticians and policymakers worldwide. This collection brings together his most current writings, and is published under the auspices of the IMF. The hallmark of Dr. Polak''s recent research has been his ability to draw on decades of personal experience and reflection to comprehend and describe the context for current policy debates. In the past decade, he has contributed much to the debates on international financial policy and the role of the IMF, and this volume brings together most of these recent papers to make them accessible to a broader audience.

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Reading Financial Reports For Dummies - Lita Epstein

Your personal roadmap to becoming fluent in financial reports At first glance, the data in financial reports might seem confusing or overwhelming. But, with the right guide at your side, you can learn to translate even the thickest and most complex financial reports into plain English. In Reading Financial Reports For Dummies, you'll move step-by-step through each phase of interpreting and understanding the data in a financial report, learning the key accounting and business fundamentals as you go. The book includes clear explanations of basic and advanced topics in finance, from the difference between private and public companies to cash flow analysis. In this book, you'll also find: Full coverage of how to analyze annual reports, including their balance sheets, income statements, statements of cash flow, and consolidated statementsReal-world case studies and financial statement examples from companies like Mattel and HasbroStrategies for analyzing financial reports to reveal opportunities for operations optimization Reading Financial Reports For Dummies is a can't-miss resource for early-career investors, traders, brokers, and business leaders looking to improve their financial literacy with a reliable, accurate, and easy-to-follow financial handbook.

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Understanding Normal and Clinical Nutrition - Ellie Whitney, Sharon Rady Rolfes, Kathryn Pinna

Nourish your mind with UNDERSTANDING NORMAL AND CLINICAL NUTRITION, 12th Edition! Start by learning about normal nutrition, including the effects of food and nutrients on your mental and physical health, and then turn your focus to the clinical side of nutrition and the therapeutic care of people with health problems. Packed with practical information and resources, this text is designed to help you understand and apply nutrition concepts to your daily life as well as to clinical settings. Features in the text include real-life case studies and questions, step-by-step "How To" instruction, detailed illustrations, intriguing vignettes, a full glossary, and much more. Regardless of your background, the authors’ enthusiasm, student-friendly writing, careful explanations, and concise coverage of current topics will inspire you to take a healthy look at the field of nutrition!

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Preservation and Social Inclusion - Erica Avrami

The field of historic preservation is becoming more socially and culturally inclusive, through more diversity in the profession and enhanced community engagement. Bringing together a broad range of practitioners, this book documents historic preservation’s progress toward inclusivity and explores further steps to be taken.

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Financial Times Guide to Using the Financial Pages, The - Romesh Vaitilingam

This thorough reference guide to reading and really understanding the financial pages shows you where to look for information and how to make best use of it. Designed for a range of users, from corporate managers to individual investors, it shows you how to assess and evaluate information so as to benefit your investing and saving strategies and better understand economic indicators and financial jargon. Financial Guide to Using the Financial Pages uses real examples from the financial newspapers, case studies of businesses, company reports and electronic information. This new edition has been fully updated with new features, including: - A wider range of examples of financial information. - References at the end of each chapter, rather than at the end of the book. - Online and ‘new media’ references incorporated throughout the book - More discussion on financial regulation and govern­mental bodies. - A glossary of financial terms.

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Critical Issues in International Financial Reform - Gustavo Indart

Critical Issues in International Financial Reform addresses weaknesses of the current international financial system and potential beneficial reforms. The focus is on the countries of Latin America and the Caribbean, but the authors also take into account relevant lessons from the experience of Canada, a country highly integrated into world and hemispheric trade and financial markets.Critical Issues offers a new perspective on a discussion too often dominated by interest groups that take strong, even rigid, positions on issues with limited understanding of the technical aspects of the issues, and little concern for the interests of the developing world. Its chapters have been written by experts in the economic, political, and social aspects of the international financial integration of developing countries. Financial crises and their associated social and economic traumas are the most apparent symptom that something is amiss in the process of world economic integration. But there are also broader questions about the nature and magnitude of the benefits and costs of increased international capital flows for different groups of countries in the developing and developed worlds. For example, even in the absence of turbulence, is it optimal for all participants that capital movements be as free as possible? Does ... Unknown localization key: "more"

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Understanding Financial Statements, Global Edition - Aileen Ormiston, Lyn Fraser

For business courses such as financial statement analysis, personal finance, and financial planning and analysis. An analytical approach to understanding business financial statements Understanding Financial Statements provides students with the conceptual background and analytical tools to understand and interpret business financial statements. The text helps boost readers'' confidence in analyzing these documents as well as understanding a firm''s historical, current, and prospective financial condition and performance. Following the previous editions, the 12th Edition continues to showcase superior readability, concise coverage, and accessibility. It features new cases and enhanced learning tools to help students make sense of complex financial information, so that they can make sound, profitable business decisions.

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Reinventing Banking and Finance - Alessandro Hatami, Helene Panzarino

Understand the global fintech ecosystem, recognise the emergence and specialisms of key hubs, and learn how collaboration can drive innovation.

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Financial Times Guide to Wealth Management, The - Jason Butler

The Financial Times Guide to Wealth Management is your comprehensive guide to achieving financial security and stability by planning, preserving and enhancing your wealth. As well as being fully updated throughout, it includes five new chapters on socially responsible and impact investing; property, land and woodlands; single premium investment bonds; non-trust structures and young people and money. Whether you’re a beginner wanting an introduction to financial planning or an experienced investor looking to pass your wealth on to others, this is the book for you. Drawing on his 25 years’ experience as a financial adviser to successful families, and written in clear and concise language, Jason Butler will give you both the understanding and confidence you need to make successful financial decisions, enabling you to: - Define your life goals and financial personality so that you can build an effective wealth plan - Navigate the maze of investment options and choose the best one for your needs - Understand when and how to get professional help which delivers value - Clarify the need for and role of insurance, tax structures, pensions and trusts - Develop a wealth succession plan which matches your values and preferences

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Introduction to the Financial Management of Healthcare Organizations, Eighth Edition

To succeed in an increasingly competitive environment, healthcare managers require a full toolbox of knowledge and abilities. Yet, many managers lack financial skills or an understanding of how to apply them to their work. Introduction to the Financial Management of Healthcare Organizations offers a fundamental overview of how financial management works in healthcare organizations. Designed for healthcare management students, clinical students, and managers new to healthcare, the book reinforces basic concepts through mini-case studies, practice problems, and self-quizzes. A comprehensive case at the end of the book draws on information presented throughout the chapters to help readers apply their newfound financial skills to real-world healthcare scenarios. This heavily revised edition features current data and updated content on economics, financial accounting, laws, and regulations. Organized into modules, the book allows instructors to use the chapters that are best suited to their course and in the order that they prefer. Chapter one appendices highlight introductory content and terminology exploring statistics, economics, and financial accounting.

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A Student's Guide to Open Science: Using the Replication Crisis to Reform Psychology - Charlotte Pennington

Winner of the 2024 BPS Book Award in the Textbook Category"[A] masterpiece from start to finish [...] It’s rare that what is essentially an instructive academic book is such a page turner. Pennington breathes life into what may have been a dry, procedural topic and peppers the scientific detail with entertaining anecdotes and activities.''''The Psychologist“Dr Charlotte R. Pennington has pulled off a remarkable trifecta of being clear, concise, and comprehensive in covering the origins of the open science movement and practical advice for adopting the behaviors.”Professor Brian Nosek, Executive Director, Center for Open Science; University of Virginia, US''''I believe this book will be extremely valuable to both students and academics who wish to further their understanding of transparent research in psychology, and I have already taken steps towards adding this as a core text in my department!'''' Psychology Teaching Review“My hope is that every psychology student will finish their degree with a heavily annotated, well-thumbed copy of this important and timely book!”Dr Madeleine Pownall, University of Leeds, UK“This book should be on the reading list for all university science degrees and on all library bookshelves. It is concise, accessible, and remarkably interactive, with brilliant use of examples and learning activities. ... Unknown localization key: "more"

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Muffin But the Truth - Ellie Alexander

In Muffin But the Truth, Torte''s pastry chef and amateur sleuth Juliet Capshaw finds herself in deep water... in another delicious installment in the Bakeshop Series from author Ellie Alexander, set in Ashland, Oregon!Ashland is known for its Elizabethan charm and touches of Shakespeare around every corner, but the surrounding Rogue Valley draws adventure enthusiasts to its outdoor wonderland of high alpine lakes, mountain ranges, and pristine rivers. Jules Capshaw and the team at Torte have been hired to cater a weekend getaway on the mighty Rogue River. Jules is going to have to put her culinary skills to the test while baking gooey chocolate chip skillet cookies over an open flame and preparing extravagant feasts under a canopy of stars. The executive team at a big city firm will be rafting the Rogue’s rapids and gathering around the campfire for spooky stories, but their dysfunction quickly begins to show. Between constant bickering and heavy drinking, Jules wonders how the team can accomplish anything. She’s happy for a brief reprieve when they zip up their lifejackets and head out in their boats, but the serenity of the scene quickly vanishes when Jules discovers one of the execs floating face down ... Unknown localization key: "more"

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Open Data for Everybody - Nathan Coyle

What if I told you something that could empower our third sector and activists to enhance their capacity? From gathering evidence for funding tenders to campaigning for crucial social issues and much more? It''s called open data, yet many in social action remain unaware of it. Primarily shaped by corporate entities, open data seems tailored only for technologists, alienating the third sector. But in reality, it''s a powerful tool for social change, bolstering civil society, and creating resilient communities.This book argues a simple point: if open data and the digital aspects that support it aren''t accessible to all, then what is the point of it? In an age where technology should be seen as a fundamental human right, it''s time to rethink outreach. Deeply rooted in grassroots social activism, this book explores a journey that led to collaborations with governments globally, based on real hands-on work, aiming to democratize open data. Through narrative storytelling, we share insights, best practices, procedures, and community-driven approaches. Regardless of your skill set or organization size, from grassroots workers to third-sector professionals and government officers, join us to reshape the perception of open data, fostering change in neighborhoods.Open Data for Everybody: Using Open Data for ... Unknown localization key: "more"

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The Money Revolution - Richard Duncan

Learn how the United States can stop and reverse its relative economic decline in this fascinating analysis of American Money, Credit and Capital In The Money Revolution: How to Finance the Next American Century, economist and bestselling author Richard Duncan lays out a farsighted strategy to maximize the United States unmatched financial and technological potential. In compelling fashion, the author shows that the United States can and should invest in the industries and technologies of the future on an unprecedented scale in order to ignite a new technological revolution that would cement the country’s geopolitical preeminence, greatly enhance human wellbeing, and create unimaginable wealth. In this book, you will find: An important new history of the Federal Reserve that details the transformation of the country’s central bank from the passive lender of last resort created by its founders in 1913 into the world’s most powerful economic institution today. A fascinating discussion of the evolution of money and monetary policy in the United States over the past century. An examination of the role that credit has played in generating economic growth, especially since Dollars ceased to be backed by Gold five decades ago. A detailed description of the country’s capital structure ... Unknown localization key: "more"

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Searching for Juliet - Sophie Duncan

''Witty and scholarly''JONATHAN BATE, SUNDAY TELEGRAPH''Thrilling''GUARDIAN''Illuminating . . . as vital and provocative as the character herself''LITERARY REVIEW''Buoyant''TIMES LITERARY SUPPLEMENT''An astonishing tour-de-force''MARION TURNER, author of The Wife of Bath: A BiographyWho is Juliet Capulet?Daughter of VeronaLovestruck TeenagerRomantic IconTragic HeroineRebelSearching for Juliet takes us from the Renaissance origin stories behind Shakespeare''s child bride to enslaved people in the Caribbean, Italian fascists in Verona, and real-life lovers in Afghanistan. From the Victorian stage to 1960s cinema, Baz Luhrmann, and beyond. Drawing on rich cultural and historical sources and new research, Sophie Duncan shows us why Juliet is for now, for ever, for everyone.

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Smorrebrod: Scandinavian Open Sandwiches - Brontë Aurell

An expert guide to making and eating real Scandinavian-style open sandwiches.BRAND NEW BOOK from popular Scandinavian food writer and owner of ScandiKitchen Café & Deli in London, BRONTE AURELL. Discover the GOODNESS OF NORDIC FOOD with this delicious collection of recipes. Uncover the secret to making the most delicious open sandwiches and easily whip up a light and healthy lunch or snack at home. This indispensable guide will provide everything you need to know to create the best open sandwiches and inspire you to find new and delicious flavours to try out. Chapters are divided into Fish, Cold Cuts, Veggie, Sweet & Cheese, and Breads, Sides & Toppings, featuring the likes of Herring, Skagenrora, Danish Meatballs, Roast Pork, Beet & Egg, Mushroom Paté, and Blue Cheese with Ginger, to name just a few. Also includes a brief history of Scandinavian open sandwiches and invaluable hints and tips for successfully making them yourself.

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